It's All About Peace

Luke and I are not passionate about much. Mostly our passion is directed toward our God, family and friends. However, we are seriously passionate about money. We do not passionately pursue riches (not that we wouldn't love to have a cool million or so) but more so that we are passionate about being debt free. We are passionate about showing others the Peace that comes with knowing that your only master is God. I plan on this being a blog series, but time will tell. So, settle in, open your mind and think about your finances as I attempt to tell you why "It's All About Peace."
(Note: Please do not be offended by this post. If you recently discussed finances in your blog, asked us a question, etc. this is NOT aimed at you. Our Pastor has been doing a sermon series "How To Be Rich" and it has sparked a lot of thought. If you have asked questions or posted about money recently, please take this time to delve into my heart and understand how this spoiled "daddy's girl" learned how to be at peace with what she already has and how building riches in heaven surpasses my desire to build riches on this earth.)

As you read, please keep in mind that:
1. I am not a financial adviser
2. I didn't major in accounting/economics
3. I'm just a simple stay-at-home mom who passionately loves her Savior, Jesus Christ.

Luke and I are not completely debt free. We still have a mortgage. However, we do not have credit cards (literally, not even one), car payments, home equity loans or cash advances. Literally, all the debt we have is our mortgage. This isn't a bragging session about our family, it is simply factual. We are working fervently to pay off our mortgage so that we will not be in bondage to anyone.

Let me go further and explain my perception of bondage. Based on scripture, I see bondage as being tied to a person or possession that requires my service. Bondage keeps me from serving what I truly love and forces me to put other needs ahead of my Master's. I know this because of Proverbs 22:7 - "The rich rule over the poor, and the borrower is servant to the lender." Servant? Wow. I do see Luke and I as servants. I want my only master to be God. However, because of the debt we owe to our mortgage company, we are their servants. Think about it like this....God wants His servants to do something radical, like move to Africa. However, because of ties to credit cards, mortgages, car payments, etc., the servant is unable to follow God's commands. Sure, you can sell the house, cars and "stuff" but most of the time American's are so far upside down in debt that they are unable to clear what they owe. Therefore, when God calls they are unable to answer. For me, that's not good enough. (On a side note, Onlyservants.blogspot.com does NOT fit into my above description. They pretty much rock.)

Okay, let's look at something more simple, because not everyone is moving to Africa. Let's look at something as simple as helping your neighbor. I think everyone can agree, Christian or not, that loving and helping others is what will make the difference in our world. Let's say that you are in line at Wal-mart. The lady in front of you is purchasing her groceries. She has nothing extravagant, just the necessities to feed and maintain her home; milk, bread, eggs, diapers. You see her 4 children. They look to all be ages 7ish and under. The cashier scans and bags her groceries. When totaled, it isn't an offensive amount, less than $100. She swipes a card - denied. She swipes a second card - denied. Finally, she digs into her purse and pulls out as much cash as she has. She's forced to put some groceries back and only get what she can pay for. You see the disgust on the cashiers face and feel the tug at your own heart. If only you could help, but that would mean less groceries for your own family.

Well, I was in line behind this woman. I was 6 or 7 months pregnant with our oldest child. I knew that I needed to help this woman, but I was powerless. As I watched her walk away, I was crushed for her. All she needed was an extra step, a little help, and she'd be fine. I knew that God was urging me, but I couldn't obey. I couldn't obey because I had another master. The master I was serving was college loans, credit cards and car payments. I knew that I couldn't allow those to supersede the Living God of my life. I knew I needed to change.

I challenge each person reading this to look at their checkbook. Look at your online statement. What God are you serving? Are they gods of debt? Could you respond at a moments notice and serve the Living God? Would it be financially detrimental for you to serve God when He calls? Are you bound by debt?

I want Christ to have every inch of me, my heart, my mind, my Spirit and my possessions. How much does Christ have of you?

Are you trying to serve two masters?